JYOTI DHAWAN
Meet Mrs Jyoti Dhawan who runs a Cosmetic Shop in Palika Bazar, Sector- 19 Chandigarh. Her entrepreneurial journey saw some tough time in 2015 when she wasn’t able to manage her business for lack of financial resources. But she was far more tougher and stronger than every challenge that came her way. She addressed the situation head on and took Gold Loan from Paul Merchants to mitigate the crisis. A woman is deeply attached to her gold but for her, her business was far more precious so she took this decision and was delighted when her loan was sanctioned within minutes and she was able to manage the situation financially as well as emotionally. Her husband has been a big support who left his job in this time of crisis and supported her in her entrepreneurial journey. Her two daughters are proud of her courage and decision-making skills. Today, she is back on profit making momentum and her loan is also repaid fully. She looks back happily with gratitude and looks forward to create a new success story.
Women-owned businesses are still in the minority, and the hurdles faced by women who have embraced entrepreneurship are vast. The major difficulty faced by women entrepreneurs is getting financial support for her ventures or start-ups but spirited women don’t give up. One such focused woman entrepreneur Daljeet Kaur defied all odds and set up a highly successful boutique in Panchkula. She relied on the Gold Loan facility offered by Paul Merchants while expanding her boutique. This loan helped her establish her boutique and consolidate her business. She was able to support her husband when he wanted to buy a car. Her husband is a driver and thus he was also able to expand his operations with the amount received from the Gold Loan. Daljeet Kaur added more tools and equipment to her boutique including Inter-lock machine, Pico machine etc. Now she has started offering fabrics at the boutique as well. She is happily growing in her business and enjoying her family life with her husband, two daughters and one son.
DALJEET KAUR
KIRAN
Kiran, an extraordinary woman with passion and precision, has seen many ups and downs in her entrepreneurial journey. The good thing is she didn’t lose her focus and vision. And the best thing - she proved she is far more stronger than all the challenges. So when she faced financial crunch in her Salon business, she didn’t hesitate even once to take Gold Loan from Paul Merchants Ltd. She knew that an asset like Gold is created for tough times like these. Her decision proved correct when she expanded her business; added more facilities and was able to manage the financial aspect with this loan. She repaid the loan over time. She has created a strong team for her salon in all these years. She lives in Panchkula with her mother in law, husband and two kids. All of them are super proud of her work and achievements. Women like Kiran shine through all challenges with support.
It’s not easy to be a female solo traveller, but Mrs Ruby Barpujari has a different story to narrate. She is fond of travelling and has covered Europe, Thailand, Sri Lanka, Singapore and many more global destinations. She lost her husband five years ago and her sons are well-settled in their own lives, so she kind of stopped planning vacations and travelling. But last year, this 66-years young spirited woman honoured her gypsy soul’s calling and chose to travel alone. She got her Jaipur-Udaipur vacation planned by PML Holidays and she enjoy it! She wanted extreme comfort and safety and that’s what she got. Her stay arrangements, city exploration trips and her solo dinners were planned especially to suit her tastes and make this vacation an unforgettable and a delightful experience for her. She was overjoyed to explore the legacy of beautiful Udaipur as a solo traveller. This wonderful lady is all set to explore more and is ready to resume her world travels with the help of PML Holidays. Women like her show the world how to live every moment of your life passionately. Kudos!
RUBY BARPUJARI
NUTAN SANDESH
Geographical boundaries, gender bias, and cultural restrictions - nothing matters for those who are determined to follow their dreams and do Justice to their potential. Meet Nutan Sandesh Divkar from Arpora, Goa who wanted to be self-reliant in life. She was supported by her husband when she chose to start a small mobile shop in their small village. The business was not much initially but she didn't give up and started Money Transfer services with the help of Paul Merchants. The business had its ups and downs owing to the climate conditions of Goa. But she continued to grow slowly and steadily. She believed in herself, her dreams and her association with Paul Merchants. Today, it's been 7 years that she started her business. She is happy to narrate her story of achievements even if they are small. Her spirit to be a watchful member of the family is commendable.
Fatima - A young enterprising woman from Goa who was left on her own after her husband left this world. But she did not give up the hope and chose to create a new life. She is one of the thousands of Domestic Money Transfer agents who is also running a counter of mobile recharge, money transfer, bill payments as an associate with Paul Merchants. She has discovered an incredible ease and comfort in her enterprising dreams. She is happy when her customer thank her for quick and easy transfers and she feels great when she has contributed in their business and personal life with her services. Her business revenues are building up and so is her goodwill. Her story should inspire every such woman who wishes to do something on her own. It may not be easy initially to walk the entrepreneurial path but once you take the first step, your network starts building and you are able to achieve your goals. Fatima’s story busts the myth that women cannot succeed in business on their own. Paul Money envisions supporting women when they begin their new journeys.
